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A Local Home Grown Team from San Diego

You can count on us to deliver white glove service unmatched by any other lender

Matt Levine is an alternative lending executive specializing in real estate bridge lending and diverse credit strategies, with extensive experience structuring private funds and leading both buy-side and sell-side operations. His expertise spans portfolio management, deal syndication, and product innovation.
Matt Levine Chief Operating Officer
Dinah Brown is an executive asset manager specializing in residential real estate operations, with extensive experience in property management, interior design, and client relations. Her expertise spans high-level administrative operations, portfolio coordination, and customer service management.
Dinah Brown Asset Management
Andres Rodriguez is a loan advisor at ARV Finance Inc., specializing in residential mortgages and real estate finance. With experience at Goldman Sachs and Axos Bank, he structures tailored solutions, holding an NMLS license and multilingual fluency in English and Spanish.
Andres Rodriguez Loan Advisor
Kelsey Lapointe is a seasoned mortgage loan processing manager with over a decade of experience in credit analysis and loan qualification. She brings proven expertise in managing multiple lending priorities while maintaining organizational excellence and a positive approach to borrower relationships.
Kelsey Lapointe Processing Manager
Natalie Santen is a processing specialist with extensive experience in commercial and residential loan management. Her expertise spans multiple loan types including Conventional, VA, and FHA, with a proven track record in quality assurance and transaction management. She combines strong technical proficiency in Salesforce nCino with detailed compliance oversight.
Natalie Santen Processor
Kristy Fukuda serves as Chief Financial Officer for a mortgage lending company, where she oversees financial operations, financial statements, and strategic financial planning to drive business growth. Her leadership in data-driven decision making and risk management has been instrumental in maintaining fiscal discipline while fostering transparency across the organization's financial operations.
Kristy Fukuda Chief Financial Officer
Jihye (Jaye) Lee is a detail-oriented accounting professional with comprehensive experience in accounts payable, accounts receivable, and financial reporting, complemented by advanced Excel skills and meticulous reconciliation practices. She brings proven expertise in managing diverse accounting operations while maintaining strong interpersonal relationships and seeks a flexible, remote position where she can leverage her analytical capabilities and commitment to accuracy.
Jihye (Jaye) Lee Staff Accountant
Gabiel Camou is a University of San Diego graduate with dual expertise in Finance and Real Estate, currently serving as a Credit Analyst at ARV Finance. They specialize in evaluating and structuring short-term bridge financing solutions for real estate investors, bringing a detail-oriented approach to private credit analysis. Their unique background in both finance and real estate enables them to deliver strategic value at the intersection of property investment and lending.
Gabriel Camou Credit Analyst
Ruben Bustamante Jr. is a strategic real estate investment professional specializing in financial feasibility analysis and cross-sector deal execution, with a focus on innovative proforma modeling and client-centric solutions. His experience spans financial analysis, business development, and project management, driving operational efficiency and creative problem-solving for diverse real estate portfolios.
Ruben Bustamante Jr. Construction Draw Manager
Ellie Hwang serves as a Junior Accountant, supporting the company’s mission to provide fast and accurate loan lending services. By logging daily financial data, Ellie assists the Staff Accountant in managing financial transactions and ensures compliance with accounting standards, while supporting the Controller in overseeing financial operations and strategic planning. With a focus on detail and accuracy, Ellie contributes to seamless financial processes, enabling the company to respond swiftly and efficiently to customer needs and facilitate timely loan processing.
Ellie Hwang
Junior Accountant
Crised Caltino is a customer service leader specializing in real estate investor support, with a proven background in live chat operations and client relationship management. Her expertise includes streamlining communication workflows, resolving complex inquiries, and ensuring compliance with service standards. Skilled in CRM systems and team coordination, she drives efficient processes that enhance client retention and operational agility for high-volume lending environments.
Crised Caltino Support Manager
Ross Regonia serves as a Loan Servicing Specialist at ARV Finance, managing post-loan processes to ensure seamless compliance and accuracy in payment tracking, record maintenance, and client communication. By collaborating with cross-functional teams, he resolves issues swiftly and upholds ARV’s reputation for rapid, reliable support, empowering real estate investors to scale operations and reclaim time. His meticulous approach reinforces ARV’s role as a trusted partner in navigating the dynamic residential investment landscape.
Ross Regonia
Loan Servicing
Marah Farcon is an Analyst at ARV Finance, leveraging over 11 years of customer service and real estate transaction expertise to support high-volume investors in optimizing deal flow and mitigating risks. Transitioning from a background in call center operations and virtual assistance for U.S. real estate agents, she now applies sharp analytical skills to evaluate acquisitions, streamline operational workflows, and enhance construction timelines—key pillars of ARV’s investor-focused strategy. Her ability to prioritize data-driven insights and adapt to dynamic market trends ensures clients avoid detrimental investments while scaling efficiently, aligning with ARV’s mission to empower flippers through rapid execution and strategic lending solutions.
Marah Farcon Analyst
Neil Dutta was the co founder of Apollo Realty Investments which was one of the largest fix and flip operators in San Diego. Having completed hundred of renovation projects Neil built ARV Finance to be a partner to high volume operators looking to grow and navigate the changing landscape of residential investing.
Neil Dutta Founder / President

ARV Finance Inc.
5580 La Jolla Blvd #435 San Diego 92037

ARV Finance Inc. and its affiliates (collectively, “Lender”) arrange business purpose loans. For more information, please see Licensing. Loans are for business purposes only and not for personal, family, or household use. Nothing represented in this website shall be considered a commitment to lend. All loans must satisfy Lender’s underwriting guidelines and due diligence.

Loan amounts, interest rates and costs presented are for informational purposes only and are subject to change without notice and at Lender’s discretion until such time a definitive agreement is duly executed by Lender and Borrower (and any other applicable parties). Other conditions may apply.

ARV Finance Inc (DRE 00958925), and certain employees, perform acts for which a license is required.